There are different types of medical plans including a full medical aid or a hospital plan.
With a full medical aid there are different types of cover you will get, depending on the package you have and how much you pay each month.
Before a doctor prescribes treatment, the medical aid will be contacted by the practice to see if it will pay for all the treatments and doctor's visits. There are employees at the doctor's practice that deal with the medical aids that can help the patient understand what needs to happen.
The medical aids can sometimes make it difficult to get certain drugs or pay for certain procedures. If the this is the case the patient must contact the Council for Medical Schemes (CMS) at www.medicalschemes.com